Frequently Asked Questions
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Real Estate Purchasing and Property Selling
There is more to real estate transactions than finding the property you want and buying it at a price that meets your budget. Learn more about the complexities of real estate purchasing and property selling with help from RHYNEHARDT & ASSOCIATES LLC in Columbus, OH. We also compiled our answers to some of our customers’ most frequently asked questions about our services.
Checklist to purchase a home for your Lender:
2- years of tax returns
90 days of pay stubs
2 years w2s or 1099s
12 Months rental receipts
30 days all pages of bank statements
This is a generic list but pretty much this is the bulk of what you need!
Help with Credit Repair
www.cul.org/initiatives/hombuyereducation
www.homeportohio.org
www.naca.com
Answers with regard to Down Payment Assistance
www.ohiohome.org
www.myohiohome.org
Important links when buying and after buying a home!
https://www.realtor.com/ for current listings!
www.houselogic.com
Send Us Your Real Estate Inquiries
BUYERS
Home Buying Process:
Buying your home is going to one of the most expensive purchases you make, it can be an absolute pleasure or a headache. You are going to have many questions that need professional and skilled responses. Questions like : What area suits my personal and financial needs? How much money will I need to buy a home? How long will it take? Questions like these are valid and need to be carefully and strategically responded to with an educated look into your specific situation and ne
Advice for a first time home buyer:
Meet with a real estate professional and or lender and find out how much house you can afford. Make sure the Lender provides you with a pre-approval letter for proof of funds should you decided to put a offer in on a home.
List your wants and must have’s in a your home:
Put together a list of things that you must have in your new home and also a list of things that are just wants. This helps your agent prioritize things during the search of your home, it also helps with time management.
Be Organized:
During the viewing of home you should be prepared to take notes of all the things you liked or didn’t like about the property, so that when you review your notes you know which one you want or don’t want.
Makes notes about the closeness to your jobs, bedroom sizes issues that need to be repaired etc.
Visualize the home empty. Makes notes as to whether or not you will have to make major changes to the home to accommodate your family.
Look at the location of the property does are there vacant homes surrounding. Instead of thinking with your heart, think with your head.
Expenses:
Some of the cost that are associate with buying a home are :
Home inspection, appraisal, radon inspection, termite inspection, homeowner’s insurance and home warranty are all cost associated with the buying process however, some of these cost are absorbed by the seller, so don’t panic.
Before Closing
Before you close you want to make sure you have a final walk through of the property to assure that all problems were remedied and that the property is in good condition as agreed upon in the contract.
Before you close you want to make sure you have a final walk through of the property to assure that all problems were remedied and that the property is in good condition as agreed upon in the contract.
Congratulations, on deciding to buy a home just remember YOU CAN DO IT!
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Sellers
So you have decided to sell your home. Clarify your motivators, and determine the time frame that you aspire to have your home sold.
Why Should You Sell?
Why do you want to sell your property? Do you want to a different school district? Are you looking to lower your taxes? It will help you and you agent to be clear on the motivators so that your Agent can completely satisfy all your home selling needs. Being clear will help us determine the b est options for your specific, Financial, lifestyle, and real estate goals.
When should you sell?
Establishing a time lime that works for you and your family is usually the goal. If you are relocating and need to sell quickly this is important information the agent needs to know. If you are try to move according to school year, or moving at the end of a lease this is all motivators and need to be discussed with the agent so to properly plan your home selling strategy.
How is the Market?
When working with Rhynehardt & Associates LLC. You can be sure that you will our knowledge, expertise and negotiating skills working on your behalf to arrive at the best market prices and terms. We will keep you informed of any market and law changes that may occur during that process. We will also keep you informed and up to date on the market week and the price, financing, terms and conditions on competing properties. Working with Rhynehardt & Associates LLC you will know and feel confident on exactly how to price your home and sell your home according to the market
How do I Optimize my Finances?
Determining to sell your current home demands a serious look at you current financial situation and future possibilities. Rhynehardt & Associates is dedicated and qualified to be able to effectively assess the cumulative impact of the changes, estimate potential proceeds of the property you are selling,and plan effectively with innovative strategies. We will give you tools to not only take control of your finances, but use them to their fullest potential.
RHYNEHARDT & ASSOCIATES LLC
DeAnne Rhynehardt, Broker
6300 Proprietors Rd. Suite A
Worthington, OH 43085
Postmaster@rhynehardtassociates.com
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